Shopify Payment methods

If you want to process online payments through your ecommerce store, you need a payment gateway. It’s the technology that securely collects a shopper’s financial information and passes it onto the processor that transfers money from their account to yours.

There are many payment gateways to choose from—each has its own advantages and disadvantages.

If you’re stuck on which one to choose, we’ve done the hard work for you. This guide rounds up the best payment gateways ranked by their use case, pros, cons, and pricing so you can choose the right one for your business. 

1. Shopify Payments

Best for: Merchants in supported countries looking for a seamless payment experience.

Features:

  • No third-party transaction fees.
  • Supports major credit and debit cards (Visa, MasterCard, Amex, etc.).
  • Multi-currency support with automatic currency conversion.
  • Integrated chargeback management.
  • Fast payouts directly to your bank account.

Supported Countries: U.S., Canada, UK, Australia, EU countries, and more.

Link: Shopify Payments

2. PayPal

Best for: International merchants who want a trusted and widely accepted payment method.

Features:

  • Accepts payments from 200+ countries and 25+ currencies.
  • Supports PayPal balance, bank transfers, and credit/debit cards.
  • Instant checkout with "One-Touch" feature.
  • Strong buyer and seller protection against fraud.

Supported Countries: Global coverage, but varies by PayPal service availability.

Link: PayPal

3. Stripe

Best for: Businesses needing advanced fraud protection and multi-currency support.

Features:

  • Accepts 135+ currencies worldwide.
  • Supports Apple Pay, Google Pay, and other digital wallets.
  • Built-in fraud prevention with Stripe Radar.
  • Fast payouts and subscription billing options.
  • Easy integration with Shopify and other platforms.

Supported Countries: Over 40 countries, including the U.S., UK, EU, Australia, and more.

Link: Stripe

4. 2Checkout (now Verifone)

Best for: Businesses selling globally with digital and subscription-based products.

Features:

  • Accepts payments in 87+ currencies and 200+ countries.
  • Supports multiple payment methods (credit cards, PayPal, Apple Pay, etc.).
  • Built-in fraud protection and compliance with tax regulations.
  • Supports recurring billing and subscriptions.

Supported Countries: Available in most regions worldwide.

Link: 2Checkout

5. Authorize.Net

Best for: Businesses that want reliable and secure credit card processing.

Features:

  • Accepts international credit cards and multiple currencies.
  • Strong security with fraud detection and chargeback management.
  • Supports recurring payments and invoicing.
  • Integrates with Shopify and other eCommerce platforms.

Supported Countries: U.S., Canada, UK, EU, and select international regions.

Link: Authorize.Net

6. Klarna

Best for: Merchants offering "Buy Now, Pay Later" (BNPL) options.

Features:

  • Customers can pay in installments, later, or in full.
  • Zero risk for merchants (Klarna pays the store upfront).
  • Supports multiple payment options, including credit/debit cards.
  • Higher conversion rates with flexible payment choices.

Supported Countries: U.S., UK, Germany, Australia, and 15+ countries.

Link: Klarna